If you live in Jacksonville, FL, it means you are subject to the new PIP laws. This means that you have to be fully and properly diagnosed as having sustained an EMC or emergency medical condition to qualify for the fullest level of coverage. This amounts to around $10,000 in personal injury protection, but if you fail to be properly diagnosed, you may see your benefits reduced to only $2,500. That is why you need to visit the Injury Care Center to have one of the Injury Care doctors do a comprehensive examination.
Why not head to the emergency room? That is all well and fine and used to be a way to get a comprehensive diagnostic treatment. Today, however, ERs are viewed as more appropriate locations for life-threatening issues, and the types of EMCs that might ensure you get the full benefit from your monthly PIP payments may be easily overlooked or even misdiagnosed.
It is also important to remember that you have up to 14 days to see one of the Injury Care doctors to be examined for injuries due to an accident or another issue. If you fail to pay a visit in that window of time, you will be forfeiting your rights to the full (or any) PIP benefits. This is a good window of time because some issues, such as whiplash, may not appear for days after the incident. You have that two-week span to pay a visit to one of the Injury Care doctors to have any medical complaints assessed and reviewed.
Also, keep in mind that diagnosis is a complex issue. It can mean everything from x-rays and physical exams to blood work or urinalysis. The range of injuries that can be considered EMCs is extensive, and you will need the right kinds of injury evaluation reports if you are to get the coverage you deserve. This will mean not only the diagnostics but even treatment histories to show that the current issues are indeed the results of an accident or another issue.
Don’t overlook the significance of a full medical exam after any accident. The Injury Care doctors of Injury Care Center are fully conversant in the new PIP laws as well as the kinds of documentation victims need when seeking reimbursement or compensation. Get yourself fully examined to ensure you get the coverage you deserve.
