There is a vast difference between the Chapter 7 bankruptcy filing and the Chapter 13 bankruptcy filing. In case you don’t know, in a Chapter 13 filing, the applicant is supposed to draw up a repayment plan in which the court will accept and the creditors will be paid off as specified in the plan. However, if you want to make such a filing, you will first need to hire a Chapter 13 attorney in Waldorf, MD. Here are a few important things that you need to consider before hiring a Chapter 13 attorney.
Fees
No attorney is going to work for free, and you will need to pay them an amount for their services. But the amount differs from one law firm to another. Since you are already filing for bankruptcy, it would not be a wise idea to hire an expensive law firm to represent you in a court of law. Instead, you should get in touch with less expensive, experienced attorneys who can do the job for you, such as website. They can prepare the documentation and file the paperwork so that you can process your application quickly. Try to negotiate with the lawyers to get their fee down as much as possible before you decide.
Experience
One of the most important things that you need to check before hiring any Chapter 13 attorney in Waldorf, MD is whether they have experience in this field or not. It’s going to give you a better idea about whether the lawyer can get the job done quickly and file the paperwork. Once the application is approved, you will then need to abide by the specifications and pay off all the creditors according to the original agreement.
