Most people set aside money in a 401K or other retirement plan to help cover living expenses when retirement age is reached. By doing this, there are certain tax advantages that can be enjoyed along the way. This helps the retiree enjoy a more comfortable life when this income is added to their social security income. There are many advertisements on television that show retired people gardening and vacationing in warmer climates, but what the commercials do not show is the reality that some seniors face in senior care facilities in Chevy Chase, MD. The longer a person lives, the greater their chances are of obtaining a disease that occurs in old age. Diseases such as Alzheimer’s are the number six leading cause of death for seniors. This disease can cause a person to need help in assisted living facilities while still living for many years. Those that have Medicare will not be covered for long if they need senior care.
How can you pay for senior care? There are several ways to pay. The first is the hardest for most, and that is to take it out of savings. The other way is to purchase an insurance policy for long term care. For those that have less than two thousand dollars in assets, Medicaid is another option.
Most seniors would prefer to be able to live out their last days in their own home. Luckily, there is the option of in-home care. This is when a caregiver comes in and helps a patient with their everyday needs. This gives the senior a chance to maintain their lifestyle, and to form a relationship with their caregiver. A home care agency offers many services for individuals that require medical attention. Call a senior care facility in Chevy Chase, MD to set up a meeting to discuss any questions and see what they can offer you. They will ask questions about your loved one’s needs, and then meet with everyone in the home to get an idea of what services are needed. This will help to create a care plan for the individual before the caregiver arrives in the home.
