The United States’s car insurance market has been growing steadily for many decades on end and it is now worth more than $250 billion. However, with the seemingly infinite number of plans, inclusions, and stipulations in today’s most prominent automotive policies, it can be difficult to pinpoint the most suitable coverage option to account for your insurance needs.
Thus, if you’ve been struggling to obtain an affordable vehicle policy, we’ve created this brief article to help you understand the most important aspects of the increasingly popular SR-22 in Mundelein, IL.
What Is an SR-22?
In its simplest sense, an SR-22 is essentially an automotive liability insurance document that allows certain “high-risk” drivers to attain the state-mandated level of coverage on their vehicles. It is also referred to as a certificate of financial responsibility and it is the most accessible for millions of car owners in the US.
What Are the Most Common Reasons to Get an SR-22?
If you’ve compiled a less-than-perfect driving record over the years, the SR-22 is probably your best bet at obtaining adequate liability coverage for your car, truck, or SUV. Shown below are the most prevalent reasons to apply for an SR-22 document:
- DUI or DWI convictions
- Amassing too many points on your Department of Motor Vehicles driving record
- Past instances of driving without proof of insurance or getting involved in a roadway collision without an official insurance document in the vehicle
- Revocations or suspensions of your driver’s license
- Court-mandated legal judgments, child support failures, and other adverse rulings
- Current driver’s license classified as a hardship license
If you happen to be dealing with any of these situations, you should partner with a reputable insurance company that specializes in providing certificates of financial responsibility.
Is There a Reputable Provider in My Vicinity?
If you’re ready to file an application for a cost-effective automotive liability policy, be sure to contact us as soon as possible to begin the process.
In as little as a few minutes, you’ll be able to receive a tailor-made quote without having to pay a single dollar up front so act quickly in order to avoid legal issues down the road.
