When you think about contacting Commercial Vehicle Insurance Agents in Waukesha Wisconsin, you probably think about getting the right coverage for your business vehicles. You may be primarily concerned with making sure your business and its vehicles conform to all of the legal requirements for businesses like yours. However, you probably also want to make sure you have adequate coverage for your own protection. Below, you can read more about the types of vehicle protection your Commercial Vehicle Insurance Agents in Waukesha Wisconsin, can offer you.
The first type of protection a commercial vehicle policy will provide is liability coverage. Liability coverage is required by the law, whether it is for a personal auto for autos driven for business purposes. It is really important to have liability coverage not only for the purpose of meeting legal requirements, but also for the protection of other people. If you or an employee is driving a business vehicle and causes damage to another person on the road, the liability part of the policy will pay for the damage. The liability in a commercial policy covers both vehicle damage and personal injury to others.
Another thing your Commercial Vehicle Insurance Agents in Waukesha Wisconsin, will offer is collision coverage. This is important coverage if you want to make sure your business vehicles are covered in the event of an accident. Whether the damage to your business vehicles was caused by you or by another person, your collision coverage will pay for it.
Often combined with collision coverage is comprehensive coverage. This kind of vehicle insurance is meant to cover damages which don’t occur while you are on the road. Insurance agents often refer to this type of coverage as “other than accident” or “other than collision” coverage because it covers situations like weather damage and theft. If your vehicle is damaged while not on the road, or if it is stolen and never recovered, your comprehensive coverage will take care of damages or provide you with the money for a replacement vehicle.
Companies like Business Name offer insurance coverage for businesses, including vehicle coverage. To make sure both you and your employees are adequately insured whenever you are driving, give them a call today.
