Are you facing foreclosure? Meet with a trusted real estate foreclosure attorney in Crystal Lake, IL, to review your options. You may have grounds to challenge the foreclosure action. Click on the link below to request a FREE CONSULTATION.
Defenses to Foreclosure
Knowing the typical defenses to foreclosure actions can protect you from losing your most valuable asset, your home. Some of the common reasons include:
• The loan owner or mortgage servicer failed to follow the proper foreclosure procedure required by state law.
• The party foreclosing does not have standing. That is, it cannot prove it owns the loan.
• The servicer made severe mistakes in the handling of your loan account.
• If you are a military servicemember on active duty, then federal law protects you from foreclosure.
• And more
A knowledgeable foreclosure attorney will review your mortgage papers for all types of defenses that may apply.
Mistakes Mortgage Servicers Often Make
When dealing with a borrower’s account, mortgage servicers often make mistakes, including:
• Crediting your payments to the wrong party
• Charging you excessive or unauthorized fees
• Overstating how much you must pay to reinstate your mortgage
• And others
Seek reliable, client-focused legal advice to discover these or other errors that may present defenses for challenging the foreclosure.
Call or Click Today
Find out more about the real estate foreclosure attorney in Crystal Lake, IL, with extensive experience. Visit Melei Petsche Spencer Attorneys at Law at website or call (000) 000-0000 to request your FREE consultation.
