Fleet Auto Insurance Boston needs have enough coverage to protect the business as well as the vehicles. There are so many other considerations when dealing with a fleet than when dealing with a regular car. If a fleet vehicle is out of commission, the bottom line of the business is effected. The deliveries do not get made, tours have to be rearranged, or perishables spoil on the docks. The temporary loss is bad enough, but it could also result in losses in the future. Contracts go to another vendor, unsatisfied customers use another bus or tour line for their next community trip, and suppliers hire the competition to move merchandise.
An accident involving a fleet vehicle can potentially wipe out the business entirely. The Auto Insurance Boston may include enough coverage to pay medical bills and damages to the other vehicle, but it may not cover the liability when that business is sued. All that time, money, and talent spent on a business can be lost due to one incident. An independent agency, such as Sawyer Insurance Agency Inc., for example, can review the policy and determine if more coverage or additional coverage is needed. The current policy may just need to have higher amounts included in coverage. There are umbrella policies that can protect the business in the event of a large settlement for liability. Fleet insurance can be part of other insurance policies that combine to protect the entire business.
The agent will consider the value of the actual fleet vehicles, the purposes, the role they play in the day to day operations of the business, and the previous records of the drivers. He will then discuss coverage and options and find the best coverage at the lowest rates. Business owners can go to for details, to request a quote, and to set up an appointment. The costs of appropriate Auto Insurance Boston for a fleet is much less than the cost of losing the business. Find the current policy, along with the other business insurance policies, and let an agent review them and explain the situation so it is fully understood. There is far too much invested in the business to assume there is proper coverage. Take the time to make sure the business is protected with the coverage it needs.
