California drivers are required to fulfill their financial responsibility in terms of Motorcycle Insurance Coverage and Violations. All motor vehicles including motorcycles must be covered under insurance as outlined in California state laws. If a driver is found to be non-compliant with insurance laws, they will receive a citation and penalty.
What are the Requirements for Motorcycle Insurance?
According to California law, all motorcycle riders are required to have at least liability insurance. The policy should reflect $15,000 for each injury with a maximum of $30,000. It should also provide $5,000 for property damage.
What are the Helmet Laws?
California is one of the states that does enforce helmet laws. All motorcycle riders are required to wear helmets and protective eye gear. If they have don’t comply with these rules, they may not face difficulties, when filing an accident claim.
Penalties for Violations
The California Department of Motor Vehicles utilizes electronic reporting systems for automobile insurance. All insurance carriers submit information for their policies to this department. If the driver’s insurance lapses, there is a report sent to the DMV to notify them. If your record indicates that you don’t have insurance covering your motorcycle the DMV will send a notification to a driver to demand that they provide them with new proof of insurance. The driver has a period of forty-five days to provide this new documentation of the DMV will cancel their tag registration for the vehicle.
At any time that a patrol officer pulls a driver over and they don’t have motorcycle insurance, they will receive a traffic ticket. The first violation equates to a fine of $200. If the driver has a history of non-compliance with insurance laws, the automobile is impounded. It is also possible for the DMV to suspend their driver’s license.
California drivers must fulfill all obligations for motorcycle coverage as outlined in the state’s insurance laws. These requirements are needed to prevent motorists from incurring a total loss or significant financial hardship after an accident. If you wish to learn more about Motorcycle Insurance Coverage and Violations, you should contact your preferred insurer today.
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