As a homeowner, you might believe that the insurance adjusters the insurance companies provide are the best people to help with a claim. This initial belief is untrue because, the insurance adjuster they provide might not be giving the best insurance claim advice because the insurance company want you to settle for as little as possible., This list compiles the full litany of insurance adjuster secrets – five simple strategies they use against you when it’s time to file a claim.
Playing Musical Chairs
One of the most common insurance adjuster secrets is that they will play musical chairs with your claim. They will split your claim amongst different adjusters and have you work out your medical issues with one adjuster while another deals with the property loss. This is a common trick they use to stress and confuse you and get you to settle for less than you really deserve.
Baiting Tactics
Baiting tactics involve the concept of making you think of how to spend your money before you are done waiting for your claim to be completed. They will do things like tell you the settlement is a good offer because it’s the exact amount of a fixed roof or naming some cars you can get for the same price of the settlement amount. However, these amounts might not be enough to really compensate you for your pain and suffering or the damage that was done.
Time Of The Day
Another one of the five simple strategies they use against you is the time of the day method. When you call during the early hours of the day as they are just starting work and are full of energy, they are more likely to give you a hard time to get the amount of money you need. However, if you talk with them in the evening right before the end of the workday, they might be more acceptable to changing their offer because they are trying to get you off the phone.
Holidays
Holidays are another secret strategy insurance adjusters can use against you. The adjuster will make you think about how badly you need the money for your holiday needs, and because of that, they will make sure you give in to their low settlement offers fast. If you would have had patience and waited, you might have gotten more money, but their techniques to convince you to do otherwise can hurt you.
Mute Button
Another trick insurance adjusters use against you is giving you an offer and then pressing the mute button. They’ll attempt to get you to take a lower offer and will give the offer only to push the mute button while you mull it over. This will stop them from offering you more money should you be hesitant to take their offer.
To find out more about Insurance Adjuster Secrets – 5 Simple Strategies They Use Against You, contact Coconut Grove Claim Adjusters online at or by telephone at
