There are numerous benefits built into auto insurance policies, but many drivers are unaware of them. It’s important to read these policies closely, as one may be surprised to learn what’s covered. Below are several unexpected things an auto insurance policy may cover.
Space Debris
Somewhat surprisingly, damage from meteors, asteroids, and falling space junk may be covered by an auto policy. A falling object, including one from space, is included in comprehensive coverage, so repairs are reimbursed minus the deductible. Comprehensive auto insurance also covers theft, animal collisions, floods, and damage not related to an auto accident.
Riots
Protests and riots have unfortunately become commonplace in the recent past. For someone who is forced to park on the street, there’s a significant potential for severe damage or total loss of a vehicle. Whether a protest becomes violent or jubilant sports fans become rowdy after a win; an auto insurance policy may pay for the damage.
Lost Income
If a driver has to miss work because of accident injuries, their auto policy may be able to get part or all of their lost wages reimbursed. Such coverage is included in a PIP or personal injury protection policy, which covers the driver’s and passengers’ injuries regardless of fault. In some places, PIP is an offering rather than a requirement, but all drivers should consider purchasing this coverage.
Pet Injuries
Pets often ride in cars, usually without safety restraints. Some insurers offer pet coverage for this reason, and these policies can pay for veterinary treatment. Ask Automobile Insurance Agents in Milwaukee Wisconsin about this type of coverage, which is often included in policies with comprehensive and collision coverages.
Squirrel Damages
Squirrels, chipmunks, and other pests are known to chew on the wiring inside vehicles, which can lead to costly repairs. However, if a driver has comprehensive coverage, those repairs might be covered. Review the policy’s details, however, as many insurers require vehicles to be stored in an enclosed area.
Auto insurance policies offer coverage that some drivers may not expect. To learn more about these options, consult Automobile Insurance Agents in Milwaukee Wisconsin. Browse the website for more details or call P & C Insurance Services Inc. today.
